FAQ
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FAQs
Frequently asked questions
What services does DEE KAY HOME LOANS offer?
We specialise in home loans for first-time buyers, refinancing, and investment properties. We also offer business and commercial finance, car and truck loans, personal loans, and bridging loans.
Do I have to pay for your mortgage broking services?
No, our services are completely free of charge. We offer a wide choice of lenders and loan options at no cost to you.
How can DEE KAY HOME LOANS help me as a first-home buyer?
We guide you through the entire process, helping you understand your borrowing capacity, finding competitive rates with flexible terms, and ensuring a smooth, stress-free experience from application to settlement.
Can I refinance my existing home loan?
Yes, we can help you refinance to lower your interest rate, reduce monthly payments, or access your home equity. You may even qualify for cashback bonuses from lenders.
Do you offer home loans for self-employed individuals?
Absolutely. We provide flexible mortgage solutions specifically designed for self-employed individuals, considering your unique financial situation.
What is a bridging loan and when would I need one?
A bridging loan covers the financial gap when purchasing a new property before selling your current one. It’s typically for 6-12 months and is secured against both properties.
Can you help with investment property loans?
Yes, we offer tailored loan solutions for rental properties and commercial investments to help you build your property portfolio.
What are offset accounts and redraw facilities?
Offset accounts reduce the interest you pay by offsetting your savings against your loan balance. Redraw facilities let you access extra repayments you’ve made on your loan when needed.
How long does the home loan application process take?
The timeline varies depending on your circumstances and the lender, but we work to ensure fast approvals and keep you informed at every stage of the process.
Where is DEE KAY HOME LOANS located?
We’re located at 18 Verdant Drive, Clyde North VIC 3978. You can also reach us by phone at 0413 105 404 or email at deekayhomeloans@gmail.com.
